I’m thinking I would take the consistent payments instead of lump sum so that it’s an actual income and not a lump sum payment that gets spent to hell in a hand basket.

I have been thinking about this too, but at the same time (depending on how much) I might take the lumpsum. for a billion, 30M a year would help me get by though... However, if it was for a couple million, lump sum. There is also the risk of whether it would be honored for 30 years...

I would like to see that cat shelter two years later... :D