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I would tend to agree with you largely - but YouTube monetization is a mess right now. Some influential creators are leaving because of the new ad placement policies, which have led to videos with strong language or controversial opinions get automatically de-monitized. People are PISSED. Ultimately the future of user-created video is going to be subscription supported, as an ad-led model will always lead to restrictive content policies and ultimately self or platform enforced censorship.

oh yeah.. there's that! lol :)