No, you are not stupid. You are a more giving person. It's your nature. You also see the whole picture, not just the part that is you. And also what is needed for the whole to function. It's a more expanded vision.

But people are different. It may only be a business opportunity for someone and they are only concerned about their immediate bottom line.
Others may really need the income for living their daily lives.

I think what you are doing is great. And whether u realize it or not, giving or donating will always have a positive, beneficial affect on the giver even though that isn't the reason they/you are giving. So enjoy what you are doing.

I see that you have been contacted by a re-steeming service that will re-steem this post for you for a couple of SBD. Well, I just re-steemed it for free. Your ideas should be spread to the other Steemians. Cheers.