I just came to the comments section to say the title sounds like "the cake is a lie"...
ok, also, I find very interesting this part:

We have been given free tools, in the form of a digital wallet with zero transaction fees. I can send money to Africa in seconds. We need to remind ourselves of how incredible this is.

We need to look for #charity or #help tag and find some cause to help. Or start our own charity projects. First thing is much easier. I hope we find the way to make a difference =)