Same! I havent thought about it that way too. Trials and temptations are completely different. That last part in Fairbain's quote is nice. The one (trials) aims
at the man's good, making him conscious of his true
moral self; but the other (temptation) at his evil, leading him
more or less unconsciously into sin. God tries;
satan tempts."

In my personal experience I am learning that when temptation comes like a lightning bolt to my mind, if by God's grace I immediately do not meditate on it, the temptation weakens and I become victorious in Christ...but if on the other hand I watch, think, and meditate on it like King David gazing longingly on Bathsheba...I am almost certainly gonna fall.
We have to nip it at the bud!