i think you need to pay attention to both. You never know what life will bring thus it's good to have options. if you focus only on one and then something unexpected happens then it will be way harder.

Tech is a big factor that you never know. For instance, if i had more money years ago and confidence in crypto tech i would have bought btc at 50$-100$ and now i would own an island or something :P. Also even though i believe in hive i honestly can't let's say invest half of my salary cause i don't know what will happen to hive in 5 years or what the witnesses or governments will decide. It's better in my mind to invest something that i don't care and ofc take less risks than yolo mode