@marketreport Tried something interesting with this. Went into my 401k and temporarily but dramatically increased my percentage purchases of VGELX. I did this two weeks ago when you reminded us that falling oil prices never last long. My shares are loading up and averaging down in price with each purchase, after the increase occurs I will sell them and rebalance. I did this once before maybe a little more than a year ago and added a quick $1000 dollars to my retirement account, let's see if I can do it again. Costs are low in the group I am in, so no worries there.