I would love to see a strong middle class arise for Hive.
More than once I’ve seen accounts that hit about 1k in SP/HP steadily getting there with 100% staked rewards but then, right around 1k or so, switch over to 50/50, starting to “take some off the table”. If they didn’t need the income prior to double minnow, why the sudden need at that level? Lots of accounts that could make it to dolphin seem to give up along the way. The number of dolphin accounts seems to be a bit on the stagnant side.
I usually like to take the 50/50 option so I have some liquid hive in case I can get one of my friends to join so I can pay for quick onboarding, and it's fun to keep some back to participate in the odd hive-spud day. But that's just my personal use-case, and I'm not in a place where I need the fiat currency so eventually it all goes to HP.