Introduction
Everyone is aware that our earth needs to be protected from the effects of adverse climatic conditions. This is a fight that all of us must get involved in, including fintech platforms. That is why a German fintech startup his making its contribution by creating finance products designed to help the fight against climate change. That product is called Tomorrow zero. Once a user opens a Tomorrow zero account, they have taken the first big step towards towards creating a healthy future for earths climate.
Before I go fully into explaining how Tomorrow Zero is an account for everyone that loves a greener future, lets get a background information about the fintech that is powering this innovation.
Tomorrow - not just your usual fintech
Tomorrow is a full mobile banking institution that simplifies the process of managing money and accessing finance products. Customers could choose to open any of the 3 accounts to save money and perform financial transactions. One interesting thing about Tomorrow is that they offer checkout solutions both online and with partner stores. So when you finish shopping,you could choose to pay with your Tomorrow account. Payments are accepted by global merchants that partnered tomorrow.
Tomorrow has teamed up with other giants in the payment industry to ensure that their finance products are accessible to a global audience. Tomorrow works perfectly with Google pay and Apple pay, so customers could choose any of the two to check out. Still on partnerships, Tomorrow issues VISA debit cards which could be used for international transactions. Using same card, customers could make cash withdrawals from any ATM machines where VISA cards are accepted.
Each account comes with inbuilt analytics to track the user spending habits and advise them accordingly. There is a section of the dashboard for financial records - all money spent and transactions too are saved there. Users could use such valuable data to adjust their financial lifestyle especially if these are not sustainable. This takes us into discussing a premium account offered by Tomorrow that is specially for people that care so much about climate change. The account is called Tomorrow zero.
Tomorrow zero - for a change
The earth and its delicate ecosystems are suffering gradual degradation as a result of human actions and choices. Excessive carbon emission has caused the depletion of the ozone layer which in turn brings environmental disasters like flooding. Tomorrow Zero is an exclusive account for users that wish to help heal the earth by making conscious sustainable choices.
Customers with Tomorrow zero accounts enjoy all the services available to the two other account products by Tomorrow. However, they have an extended privilege to contribute to a cleaner earth through their finance choices. Zero account holder make monthly contributions that are used to support projects to fight climate change. There are many such projects going on in South Africa. The aim if to revive dying natural home of some plants and animals. Elsewhere, funds from Zero users are also used to provide clean drinking water and green energy.
How much do each person holding a zero account contributes? Here is a thought on that from Tomorrow platform:
The monthly contribution for the Zero account is 17 euros. The first post will be debited from your account within 14 days. The following posts are then always debited on the day of the month you subscribed to Zero. For all Tomorrow accounts, part of the fees go to Impact projects. With Zero, we also support a broad impact portfolio to promote active solutions to the climate crisis. In total, approx. 5 euros in impact - the exact amount varies depending on the projects currently supported, source
Basically, the Zero users support all Tomorrow partners who are involved in one sustainable project or another. These impact projects are designed to either reverse the effects of climate change or reduce the impact they are having on the earths ecosystems. But there is more.
Tomorrow zero users are provided with a debit card made entirely from a natural material - wood. Plastic cards are popular among fintech platforms. However, everyone is aware that plastic is one of the single largest pollutants on earth. Plastic does not decay and is usually difficult to recycle. But a wooden debit card aligns with the vision of using sustainable materials and processes.
Zero customers also enjoy some exclusive services not open to normal customers. For example, they stand to enjoy free withdrawals each month as many times as they wish. Whether they are withdrawal money in their local currency or withdrawing abroad, there are no further charges for transaction. These are premium opportunities only open to Zero customers.
Conclusion
Tomorrow zero is for all that care about planet earth. Feel free to open a zero account after you have learnt more about this service. Remember that you must have sufficient knowledge of any financial product before putting your money in it.
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