Not sure I understand negative money ideas?
I listened to a guy called Remi from "I will teach you how to be rich" and he talks about your "Rich Life".
He talks about spending money on what makes you happy and adds to your life.
If its thats 5$ Latte. Go for it.
Or if you really enjoy watching Netflix with your spouse, perfect, go for it.
And the remove stuff that does make you happy, I like this more Fluid approach for everybody :D
Money positive would be gathering, where money negative would be distributive.
Everybody has to make their own choices, what worked for me was to stop pissing away what little money I had on frivolities.
I'm sure not everybody is cut out to take that path, but some of us are.
IF somebody had pointed out to me that you can't stay rich by spending it all much earlier, I'd be retired, and travelling, now.
Too many people would be broke a year after winning a million dollars, and most would have little to show for it, imo.
I watched a lady get 42k usd from a settlement, 2 weeks later she was broke.
No house, no car, just gone.
With any luck we will crush the fed and go back to usd being 3/4 of an ounce of silver like the constitution says it will be.
Hoard your change, bills and digits will likely take a haircut.
Isn't that the same I talk about? :D
I mean, I pay for Spotify. But thats the only streaming service I have or use, since it valueable for me. I don't have any extra expensives :D
The only thing I could cut down at this point would be food, xD
Skimping on food is probably a bad idea.
Everybody has entertainment expenses, it's a matter of not letting them get out of hand.
10% of income saved over a lifetime adds up to quite a stack.
I know. Thats why I don't cut down on food, but I could if I wanted to. But thats the only thing I have left to cut down :p
I do save more than 10% a month. I invest 10% alone monthly now :D