I don't live expensive, never have, but these days even living small costs a lot or I think it does. I am debt free (at this moment, you never know the surprises tomorrow brings) and although I treat myself some, it is not big treats. I didn't have a lot to save till the last several years. I'm not meaning to be whiney about it or the such, but I'd love a little freedom before I kick the old bucket.
Sounds like you figured yours out pretty well. I love seeing when things work out for others. :)
I agree, living cheaply is getting harder and harder and being extravagant? Well, that's for the lucky few I guess. I actually think it has a lot to do with the way a person thinks and feels meaning that if a person can find happiness in simple things, nature, good company and such, then they're on the right track. I think you're one such person and I know I am also.