Banking is not a bad thing. Banking using Ripple is a good thing. Central banking is bad yes. But actual banking is a good idea. There is no reason to be against all banks as all people cannot store all their money for themselves or do not want to. Ripple is a good coin and has withstood so much hate. It is a coin with actual use. It is able to deal with hackers as well (being centralised) which people will want. I think it is a good hodl with the likes of silver to back it. They sorta play opposites but can work the same. Ripple is the best risk out there at the moment.
Go Ripple!!! (I really hope so)
Yeah please Ripple go up. I'm young and need the money ^^