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I told my friend that we are still early birds to the crypto game and he finds it hard to believe. He thinks we are somewhat late to the game, that the early adopters are dudes that keyed in around 2011 to 2013 :)

It is a matter of perspective. I would say you are right because there is still huge growth potential. Even bitcoin is a tiny niche compared to the rest of financial sector.

I totally agree with this line of reasoning, I'm glad to join this year, so far, so good.