Hoard Token

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"Hoard" is developing a decentralized multi-currency wallet, intelligent fiat-based cryptocurrency exchange, and a 2nd layer cross-chain payments protocol for everyday use. We have set out to empower anyone, anywhere in the world to hold, track, transfer, and transact with any tokenized assets from their mobile device, privately and instantly.
The platform can also be used by financial service providers as they can accept payments for their services through "Hoard". Thus, customer satisfactions are met, transactions are quicker through a secured payment protocol, without delays or lack of trust, and a there is a huge improvement in the cryptocurrency commerce.

"Hoard" simplifies decentralized finance and enables trustless interoperability across blockchains. The OAR token (“OAR” hereafter) is a license to transact instantaneously and off-chain, serving users with a utility that provides liquidity for instant and automated coin consolidation, including a embedded reputation system. The purpose is to facilitate true interoperable cross-chain scaling and circumvent the barriers of siloed blockchains and traditional cryptocurrency exchanges. The "Hoard" ecosystem (“Hoard” hereafter) is a set of financial tools built to make cryptocurrency investing, trading, payments and storage simple, accessible, and consumable by everyone.

Features of "Hoard"

"Hoard" will be a fiat gateway. It’s comprehensive secure wallet with offline cold storage where users control their private keys and a payment gateway all in one. It allows users to trade across exchanges and also offers atomic swaps.
"Hoard" will also not hold users’ private keys whereas Ethos will have an encrypted version of the user’s private key. Hoard will offer an encrypted private key backup as a service.
"Hoard" will provide a trusted and secure bridge between the fiat money and cryptocurrency environments. Hoard is FINRA/MSB regulated and KYC/AML compliant.

Hoard Wallet.

Hoard wallet is a multi-asset storage application that will hold all premium cryptocurrencies. The wallet is connected to our exchanges via the Smaug Network so traders can keep funds off exchanges and inside wallets while having the liquidity needed for real time trades. This removes the laborious and often expensive process of asset transfers, confirmation times and miner fees associated with exchange deposits.

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Hoardinvest exchange is the liquidity engine for trading, investing, and transactions. We’re partnering with a premium exchange at first to introduce the necessary markets for consumers and merchants but we will make our exchange platform independent and interoperable with other premium and decentralized exchanges. The exchange offering is as follows:

The any-to-any cryptocurrency exchange enables traders to trade any cryptocurrency for another cryptocurrency. This disrupts the status quo of only trading limited pairs of BTC, ETH and USDT.
A fiat-to-any cryptocurrency exchange enables investors to invest in any cryptocurrency using fiat currency. Hoardinvest will begin with USD and open the exchange up to international currencies as Hoard expand.

Some Key Advantages Of The Hoard Platform.

• Live customer support, exceptional security and simple user experiences.

• FINRA and MSB regulated. KYC/AML compliant for fiat-only users.

• AI investing. Gamify your investing, automate your wealth.

• Fee-Free trading with over 200+ coins.

• Any-to-any swaps. Never consolidate again. Just pick your coin and swap.

• Atomic swaps. Never consolidate again. Pay for any product or service using any coin you hold.

• Lightning payments. Instantly verified, instantly confirmed, instantly liquid.

• CSaaS. Cold storage as a service. Offline & air-gapped. It’s hacker proof.

• Contact syncing to send/request with faces, not hex addresses.

• Financial stacking – like personal capital.

• Browser, desktop or mobile. Use the platform you prefer.

• Simple vs complex views. Simply toggle your level of UI noise.

• Run a node, earn double rewards. It’s like miles or points but doesn’t suck.

• Run across any chain.

The OAR Token.

OAR is the license token that is used to carry out transactions within the SMAUG network. With OAR, traders can perform transactions such as purchasing any cryptocurrency (when buying with their own cryptocurrency), and withdrawing from cryptocurrency-to-fait (directly to their bank accounts). Potential investors and holders can also use OAR to carry out transactions of any cryptocurrency in the Hoard platform.

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ICO Details.