totally agree, why have someone in control of your assets when you can be in complete control of them yourself. There just needs to be a better easier way to explain this to the public to help them understand, people in today's society are so lazy that they don't want to read or try to understand new things.
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I think the most important thing will be security. People don't want to hold their whole funds in a complicated system that still relies on your ability to keep your systems safe. There must be something that enables everyone to keep their coins safe 100% without having to worry about it.
you are right, laziness kills!
It can be quite good as well though, I like to be lazy some days xD