Here's the best advice I can give you. Put all $5k into Steem. Then transfer all $5k of liquid Steem to @brandonp. He will then do some magic and in a few weeks time will give you $5.1k liquid steem back.

*full disclosure: @brandonp reserves the right to keep all Steem for himself if he so chooses.

**fullest disclosure: this is not to be considered investment advice...