Very well written! And I agree with @modernpastor, you answered a lot of questions on this post. I totally believe this is going to bring a lot more excitement for crypto into the market!
It's just too bad we USA folks can't jump in on the ICO action. We'll wait for it to hit one of the exchanges, hopefully Binance :-)
Thanks @truth-be-told and yes... I feel you, I think is a bit to much the ban investment in ICOs. Although it doesn't mean you will never have access to XAP.