The money I will have available after selling my house is 3x my current portfolio/ money but still not a lot of money ( housese are cheap here ).

Stick with the two majors (BTC/ETH).

That is exactly what I had in mind and selling a chunk for stablecoins later.

I might also invest in a piece of land in the near future or another property.

Don't risk more than necessary

I feel keeping it as FIAT is a bigger risk but I get your point.

Thanks for the well wishes :<)

Un abrazo!