I've yet to investigate DeFi -I think having got burnt (not as badly as I thought) on the alts in 2017/18) I'm just going to stick with BTC/ LTC/ ETH/ Hive and maybe BAT, I also quite like MANA. Mainly BTC and Hive!
having said that I do stake some BTC/ LTC and ETH on blockfi but not too much as it doesn't feel as secure as having it in my cold storage - if there are some DeFi coins that could sort that issue, I might be interested.
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It certainly isnt for everyone and, I myself, havent used it. That said, there is a lot of money being staked as collateral so people are obviously attracted by the returns. The rate farming bubble might pop at some point but the underlying idea probably will not fade away.
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