If you buy 2 or more cups of overpriced coffee a day, money for 1 of those cups can be diverted to precious metals.

If you watch movies at the cinema (is that still a thing these days?) and buy food from the concession stand, divert the food money to precious metals.

If you are just starting out with precious metals, do not get them as jewelry. Both jewelry and coins can be counterfeited, but coins (and rounds, bars, bullion) are easier to handle for authentication.

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