Week 16 - Taking Advantage of the Increased Interest Rate to 20% on HBD Savings | 2022 SATURDAY SAVERS CLUB

in LeoFinance2 years ago (edited)

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Two weeks into the 2nd quarter, I feel that I'm headed in the right direction. In line with my actionable items I shared last week, I removed a goal for saving Hive. I now have more available liquid for Hive projects and crypto investments.

With the increase on HBD Savings to 20%, I intend to make deposits above my weekly transfers.

2nd Quarter Actions Taken:

  • Eliminated daily transfers to my Hive Savings.

  • In my Invest In Yourself Initiative, transferred 29.536 HBD to HBD Savings.

  • EDS Miner Tokens. Discontinued my automated transfers to @eds-holdings and will purchase additional miners in the future. I understand only 100 miners remain.

  • CubLife. Transferred to date 21.00 Hive to @cublife via automated transfers to participate in the upcoming April 21st buy-in.

SATURDAY SAVERS CLUB:
  • 0.000 HIVE / 7.21 HBD transferred to savings: TOTAL SAVINGS TO DATE: 1.000 Hive / 100.000 HBD

  • HBD Giveaway - Will HBD interest change your savings plans?
    The Saturday Savers Club would like to know whether you're excited about the recent news of the HBD Savings 20% interest increase? Will it change your savings plans? If not, why not? Leave a comment in the Club post mentioned below with your views for a chance to win HBD.

  • LARYNX - Have You Claimed Your APRIL Airdrop? Check out the Club post mentioned below for details. I've already claimed April in additional previous months and intend to hold them long term.

  • SPI Giveaway - Funny Money
    If you read the Saturday Savers Club post last week, it mentioned that @bearmol, long-time member, shared in his post with some jokes about money. Do you know any jokes about money? Share them with Club members in the Club post mentioned below. Leave your jokes in the comments for a chance to win SPI.

  • You can join the Club and start saving at any time of the year. I, along with other members, meet over on @eddie-earner's account every Saturday and sometimes on Sunday. To see all Club members goals and objectives for 2022, visit the official Club post each week. Here's the current post: Saturday Savers Club with @susie-saver | Week 16 - Saturday 16 April 2022 | Easter HBD & SPI Giveaways! | Win EDS for Comments - everyone welcome!.

@shanibeer is our host and super saver with her @susie-saver account. She keeps the Club running smoothly and shares excellent ideas to get and stay involved with savings.

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Free Image by Visual Stories at Unsplash

WEEK 16: Here are my activities this week that helped toward my year-long goals. Only a small sample of the projects are listed. I'm following the Saturday Savers Club Weekly Savings Plan outlined in the chart at the end of my post.

PROJECTPrevious Bal.ActivityNew Bal.GOALComments
Saturday-Savers Club 4/16/22)63.254 HBD+29.536 HBD92.79 HBD667.95 HBDAdditional contribution to take advantae of 20% interest.
92.790 HBD+7.21 HBD100.00 HBD667.95 HBDHBD Weekly Savings
Hive Power12,095.582+30.605 HP12,126.187 HP15,000 HPReward earnings.
Leo @khaleelkazi240.958+2.107243.0651,000 LeoNew amount after staking and earnings.
CubLife @lbi-token437.728+0.790438.5181,000 CubLifeWeekly dividends for staking CL
EDS-@eds-holdings115.05+1.96117.81Daily mining lottery reward. What are the EDS and other tokens listed below? Visit: EDS income token weekly report - 14 (Only 100 miners left). Check out this latest report.
EDSM40.905+3.9544.855100 EDSMEDS miner token. Purchased weekly on Monday evening and credited to holders.

*According to @lbi-token, "CUBLIFE (CL) in a nutshell is a hive-engine token dedicated to investing in CUBfinance that pays out weekly dividends in the form of LEO. All LEO/HIVE raised from monthly token issues is invested in CUBfinance. 50% of weekly harvests are converted to LEO and issued to CL token holders, 40% is reinvested back into the platform and 10% goes to LBI as an operators fee for maintaining and actively managing the wallet."


PLEASE NOTE:
As I have reiterated, I'm not a financial adviser. My post is not meant to be financial advice. My articles on cryptocurrency, investing, and saving are meant to share my personal opinion, experiences, and general information about those items once I discover interesting facts and figures. Please perform your own research before investing in any project that you feel comfortable with. In all cases, only spend and invest in project where you have the available resources.

Why not join in this fun initiative and start saving whatever amount you can. To get started, why not take a look at the 2022 Savings Plans for the Club on @eddie-earner's account here: Saturday Savers Club with @susie-saver | 2022 Launch and FAQs | Everyone Welcome | EDS for Comments.

There is also a daily savings chart for 365 days. Check out the weekly Saturday Savers Club post on @eddie-earner's account for more details here. It's now WEEK 9.

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Tell me what your savings plan is. I'd like to hear about different ideas. See you next week.

Thanks,
@justclickindiva

Happy rest of the week everyone with whatever your endeavors.

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SOURCES:

a) JustClickindiva's Footer created in Canva utilizing its free background and images used with permission from discord admins.
b) Unless otherwise noted, all photos taken by me with my (i) Samsung Galaxy 10" Tablet, (ii) Samsung Phone, & (iii) FUJI FinePix S3380 - 14 Mega Pixels Digital Camera
c) Purple Butterfly part of purchased set of Spiritual Clip Art for my Personal Use
d) All Community logos, banners, page dividers used with permission of Discord Channel admins.
e) Ladies of Hive banner used with permission of and in accordance with the admin's guidelines.
f) Saturday Savers Club logo created by me @justclickindiva in Canva utilizing its free templates and free images from PXFuel (i) and (ii).

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It was so painful when i saw the increased percentage knowing I have no savings at all..but I would get there, hopefully over time I wouldn't solely be dependent on hive so I can save comfortably

Hello. The good thing about saving is that you can save any amount. When I was young, I was in deep debt. I thought I couldn't save. Someone advised me to save $1 - $5 week. I cried because I thought I couldn't live without that amount. But I tried it. I paid myself first placing it an account I couldn't touch. I learned to live off the remainder. The debt collectors had to accept whatever I sent to them, but not my $5.

After a month, I increased it a bit. I was proud of myself because I found ways in my overspending on certain items to cut back.

I understand each person's situation is different.

Good luck to you in your financial situation. I can imagine how hard it is being solely dependent on Hive for your livelihood.

Take care.

Thank you @justclickindiva ...i would give it a try to save as little as $1 maybe weekly for a start🥺

Perfect my friend good job taking advantage of the increased percentage on HBD savings
Keep crushing your goals and building your savings
Have a wonderful weekend
@justclickindiva 😎

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!ALIVE

- @benthomaswwd - Moderator


This post has been curated by the Alive And Thriving Team, we curate good content in the We Are Alive Tribe that is on topic for #AliveAndThriving, and it's included in our daily curation report on @aliveandthriving.

Hello @aliveandthriving and @benthomaswwd. I'm a bit late in answering this week. Took some time AFK. Thanks so much for stopping by and viewing my activities in the Saturday Savers Club.

@justclickindiva! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @aliveandthriving. (5/30)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want.

👏👏
Another great weekend post. Thanks for sharing your achievements with us. Hive backed dollars at 20% is quite the appeal.

Have a great week @justclickindiva

Hello @bearmol. Thanks for stopping by. I'm a bit late in responding this week. Taking some time offline. Yes, I'm taking advantage of the 20% interest on HBD.

Take care.

We have to take the time off when we need to. Thankfully we can still exist and thrive outside of the online world.

Take care.

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Bang, I did it again... I just rehived your post!
Week 101 of my contest just started...you can now check the winners of the previous week!
!PIZZA
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