Would you prefer a shorter time frame for HBD savings interest claims?

in dPoll4 months ago

Would you prefer a shorter time frame for HBD savings interest claims?


You can claim your interest in HBD savings monthly, at the moment. With the 12% APR and montly re-invests, we get 12.68% APY for a stable coin like HBD.

Of course, shortening the timespan and keeping the current interest rate will fuel more APY, but that can be balanced with decreasing the interest rate.

I feel like making it a little bit earlier will be better as long as the implementation and testing costs are trivial.

Which time frame would you choose to claim interest?


  • 1 Month

  • 1 Day

  • 1 Week

  • 3 Days

Answer the question at dpoll.xyz.

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Voted for

  • 1 Day

Voted for

  • 1 Day

Of course! More compounding effect then!

Voted for

  • 1 Week

when keychain :D

on the top of the list!

Voted for

  • 1 Month

A Month is pretty o right! People are used to that schedule and it seems to make sense.

Voted for

  • 1 Day

Voted for

  • 1 Week

Voted for

  • 1 Day

Voted for

  • 1 Month

Hello @emrebeyler. First, I'd like to thank you for visiting the dPoll and voting for my collage entry. I left a message for you on that post about selecting 3 entries for the vote to be valid.

On your content above, I've been thinking about this for a while since the APR on HBD has increased. Last year I saved over 539 HBD and enjoyed the interest received. However, I was wondering why we had to wait a month.

I'd like to claim every week and will go to dpoll and vote now.

Thanks for bringing this topic to the forefront as I started off this year in my Saturday Savers Club saving HBD again as one of my goals.

Take care.

Voted for

  • 1 Week

Claiming every 7 days would, I feel, cause more excitement in saving HBD.

Voted for

  • 1 Week

Voted for

  • 1 Day

Voted for

  • 1 Month

I am contented with it being every 30 days because 12 percent is a smooth 1 percent per month (not quite smooth) ... easy to work out and plan for.

Voted for

  • 1 Week

I belive monthly will do

Voted for

  • 1 Week

I'm fine with monthly, it's a lot less work on the blockchain and the difference between monthly and daily compounding is miniscule. For example 12% APR is 12.68% when compounded monthly and 12.75% when compounded daily.

Voted for

  • 1 Month

Voted for

  • 1 Month