“Every day is a good day. There is something to learn, care and celebrate." - Amit Ray
Hello everyone, my beautiful hive naija people, it's another beautiful weekend and we are so happy to have you here once again to make the engagement fun as always. And as announced the last time, our winner for every weekend engagement will be in charge of choosing the topic of discussion and also in charge of selecting the winners of his or her choice based on the engagement and response of participant. So for this weekend, our topic of discussion was chosen by our last two weeks winner @princessbusayo, so stay tuned, hehe.
OBJECTIVE
As we all know, the Hive Naija Weekend Engagement is focused on promoting the togetherness of the Nigeria brethren together through engagement and it's also now concerned of the well being of each and everyone who is part of the engagement. This account was opened to make the engagement more personal and official you can find the INTRODUCTION POST to read more about the purpose and aim of this new account and also do well to follow the account so as to know when a post is made.
Last week, the topic was "A BETTER Hangout"
We had over 200+ comments last weekend, it was so nice seeing a lot of people who engaged and sharing their thoughts and ideas with us, I want to appreciate you all for the consistency, quality engagement and your efforts, let's keep them coming ya all. Special thanks to everyone who makes this hang out possible.
A long time ago, I thought, I shared and I asked "Why don't we Chat on hive every Weekend?"
And you all said... YES
"Well, we won't be the first as there are some weekend engagement trends already on Hive! But this would be THE NIGERIAN VERSION!"
I will drop a topic every Friday (Today's topic is below), share your thoughts on the matter, reply to someone else opinion, and interrogate the opinion if you like. Keep the discussion on. If you don't have anything to say about the topic. Just reply to someone else's comment.
Do all these in the comment section, as that is where it all goes down.
There are no further rules, please banter as you like, speak any Nigerian language (Igbo, Yoruba, pidgin, Efik), anything, as long as someone else can understand.
This week's engagement starts Immediately after you see this post and ends on Sunday at 11:59 pm.
Prizes for this week
Prizes are distributed to the winners after considering their interactions and also their contributions to the topic. And we have made some little changes and improvements in the prizes too. This week's prizes;
1st prize - A very good upvote in a selected post of yours in the week!
2nd Prize - 3 Hive
3rd Prize - 2 Hive
4th Prize - 1.5 HIVE
5th Prize - 1 Hive
Prizes courtesy of:
@Samostically @starstrings01(curator) & @ksam (1 Hive)
Pls note: If you win and fail to provide a quality post in 7 days, you forfeit your " quality upvote" (post must be less than 24hours old)
SPENDER/SAVER
This weekend, we will be discussing about our incomes/allowances, are you a spender or a saver? Well, that's just the top of the iceberg, what we really want to know are below...
- Do you think a student who collects allowances at home should also save? How many percent do you think it's okay for a beginner?
Do you save? Why do you think it's important for you to save?
Remember, the aim of the hangout is to bring Nigerians together so make sure you have this in mind when responding to the questions. And feel free to add even more to it if you have any. And also, we all should do well to share our responses on Leothreads also and share the links here on the hangout so others can go and engage on it. Also don't forget to use the #samhangout and #leothreads (it will be a determinant for choosing our winners).
In the spirit of implementing some suggestions, we have chosen our last week's winner @balikis95 to be the one to suggest a topic for next weekend's hangout and she will also be in charge of choosing the winner (any one that participates), all you have to do is suggest the topic during the week and then the winners. To our topic choosers, they will receive 5% of the hangout post they suggested the topics.
Okay Let's Gist!!!!
Be as simple and sincere with the discussion, hehehe.
Don't you think we are forgetting somebody?... Well, I'm sure we are...
Oh yes before I forget, there are also prizes for those that did well to invite someone new to the party and also you that has done well to invite someone you are also not left behind because you didn't leave anyone behind. But wait... Not so fast, this time you have to be more intentional about your invite, yes that's right...you know what you benefit when you engage so why not let others know about it. In fact I will advise you to look beyond the prize and look more to doing something different even for your Naija brethren by showing them the way here.
Okay,,, this is something I am interested in talking about and I believe my fellow Naija will agree with me on this and share theirs too. I am waiting for your beautiful ideas people.....
So, let me start sharing and offloading those ideas on my mind 😋🥰
Do you think a student who collects allowances at home should also save? How many per cent do you think it's okay for a beginner?
Okay, well I believe saving is good and important. Just as the saying that one should not eat with both hands, which means that you should always save and not spend everything as it comes in because we don´t know what emergency may arise next, and then we wouldn´t be able to have something drop into the pocket, especially when as a student, you call home and they tell you to manage what you have for now until who knows when.. This is because your parents may not be buoyant at that period and might just manage to send little that you know cannot sustain you. So it is better to always save for rainy days just like the way the ants do. They save to enjoy later and have something to hold onto while waiting for more later.
In a nutshell, a student who is wise enough to understand how important saving is and knows there are lots of needs to be met which of course, you cannot keep calling them at home to send money for this, money for that every time. Let them enjoy their lives too and concentrate on other aspects of responsibilities. When you get your allowances, it is good to spare some per cent and keep them aside while you make do with the ones left... So, being a student doesn´t exempt you from saving. At least for a start, you can begin with 5% then keep increasing to 10...20... as you decide.
Do you save? Why do you think it's important for you to save?
Yes, I save and the per cent I spare depends on factors surrounding me and the goals I need to achieve. I believe every human being have their decision on how much should be set aside for savings so that you will have something to go to when the need arises or an emergency shows up.
It is important to save if you are wanting to live a financially stable life. Saving will save you later in the future and also, will help you achieve your goals when you are committed to saving. For me, I save 20% per month of what I earn and do spend in a reasonable way through budgeting and not spending impulsively. I believe if one has missed saving and thinks it´s late, once you have got a source of income, you can decide to increase the per cent to save more than what you could have gathered if you had started early.
Thank you for reading and sharing your ideas too. Here is my threads too.
@merit.ahama @nkemanakonam89 @emreal @kingsleyy @mercysugar @abdul-qudus @glorydee @funshee @iskafan @edystrings etc please come over.
What if i be wan eat with both hands. You know think se e make sense to carry turkey for wan hand make another one hold yogurt? Nawa but to talk true. E good make person de save.
Why you no mention my name for yia🙄🙄
Hahaha.... you don see your name for etc na 😂😂😂 no vex padi mi
I vex ooo... My head de hot like Cameron pepper.
No vex padi mi 😎
Buy me sepe
Missed tag
Sorry 😔😐
Haha...dem no tag am💃🏼💃🏼💃🏼
Hehehe.... shey na that one we dey talk about? That your mouth go swell up with blow and the turkey go fly comot 😒😆 but seriously, you be my better person.... sha dey save oo 😁
As far as say i see the turkey swallow. No lele. Hehe... Omo, to God be the glory. That Daddy to de pamper abeg.
What about me
I no be Ur better person?
😄😄
Hehehee.... you are and will always be ooo, momma 😎
Save na save jare... Person fit save for stomach too 😂
You see this yogurt wey you just mention na problem to my throat, e fit make person make e no save because e dey sweet well well. But make we try save.
Me like Hollandia yogurt wella. You see that one na better spiced problem solver.
Na peak now be my brand, I no dey carry am joke like this
Make una shà try learn to de share make e no go choke una.
Na dem 😂 as yoghurt dey sweet true true but to dey see plenty money chilling for person account dey sweet pass
Ahswear. E go make sense die. Make you con dey under AC dey run am
Omo see better shide. See as you just de give me joy. Omo chop noku
👊
With better bed shay 😂
Ahswear
😂 😂 😂
Hahaha 😂😂
You are always looking for trouble in Ur comments 🤣🤣
If i no do am who go do am? Naso dem born me.
Eeeiii mama, longest time
That one sef good na. As person dey save the turkey and yoghurt for stomach 😜 e no matter how you take save, na to dey save sha matter abi 😁
Omo see how sense wan kill you. All save na save oooo.... Loud am make dem hear.
The sense too much, sometimes e dey do me one kind sef 😂 😂 😂
E good my ololo... Make d sense yanpia
Abi o 😂😂😂
20,% make sense at the end of the year you will come up with something, and will not be totally empty
Sure, a little drop they say makes an ocean
Thank you for dragging me here Princess.
Let me waka and look around what's happening
Yes, I hope you have made your entry already. let me look for it
Omo!
Let me surrender myself to be arrested 😢😭
🤫😁
We should always strive to save no matter how little and then increase the percentage as our income increases, this has been my strategy.
If I'm to wait until I have a lot to start, I might never start. !lol
lolztoken.com
It was just so lava-able.
Credit: belhaven14
@princessbusayo, I sent you an $LOLZ on behalf of @funshee
(1/1)
Rumor has it The LOLZ Project runs on !PIZZA
Lol full Ur head my darling
Hehehe happy weekend ma❤ !luv
@nkemakonam89, @funshee(2/3) sent you LUV. | tools | discord | community |
HiveWiki | 
NFT | <>< daily
Hello @funshee
I see you 🤗🙃
Smile, good morning dear !luv
@ibbtammy, @funshee(1/3) sent you LUV. | tools | discord | community |
HiveWiki | 
NFT | <>< daily
You, one may never start at all but once you start little, you will be motivated to increase as things becomes better.
That is it. Waiting to have much before saying means one is not ready because you will never start. Thank you, @funshee
No wonder I didn't get Ur tag
My name was spelt wrongly 😂
Wow. I love the way you narrated your points
Everyone should save .weda students or workers no matter how little
20% per month savings is cool
As the name don dey too long na 😂
Seriously, your name dey always confuse me until I open another tab to find your name while I spell one by one 😂😂
Eeeiii see as sense full here, wisdom overflow 🤗
Awnnn!! She remembered me today and unfortunately I couldn't make it🥺.. anyways thank you so much🙏🙏🙏🥰🥰🥰 see ya at this week's edition
Good evening naija pikins,na my first time for this group be dis,as nobody bin see me invite, na so I take my two legs Waka come here,I hope say I'm welcome here
I don see the question and here is my answer.
"Do you think a student who collects allowances at home should also save, how much percent do you think it's okay for a beginner?"Yes, I believe say students wey dey collect allowance for house suppose save some of their money. Saving go fit help dem to build good money habits wey go benefit dem for long run.
As for how much percent, e go depend on how much money the student dey collect and how much e dey spend. But generally, experts talk say person suppose save at least 10% to 20% of their income. If the student fit save up to 20% of their allowance, e go be better for dem. But if e no fit save that much, make e try save something small wey e fit manage. The important thing na to start dey save and build the habit of saving.
"Do you save?why do you think it's important for you to save"
Yes I d save,
I sabi say e dey important make we save money. E good make we save money so that we fit use am for rainy days or for times when we need am pass. E fit help us plan for the future and dey prepare us for any unexpected situations wey fit happen for our life. Na good thing to get savings as e go help us avoid debt and e go give us peace of mind knowing say we get something wey we fit fall back on.
Thank you for reading and sharing your ideas.
Na true tory you don talk so, because e get won proverb wey talk say no body know tomorrow, true true tomorrow fit reach now, you no know weda na dah savings go save you wen you need to take small thing hold body.
You are absolutely right.
No be lie
You have actually said it all. It is the way you narrated it all in pidgin for me.
And you are welcome here, you can as well notify @sam.hangout to always tag you whenever the engagement is out.
Yes ohh
My pidgin is for you.
Thank you dear.
I appreciate it
You are welcome 😊
Wow! you are absolutely correct. Saving is important and it also depends on how much a student receives from home and a worker collects as income. The higher the income, one should increase the percentage too which is always the best. Saving today will give one peace of mind knowing that they have money aside which they could use for any emergency issues unexpectedly.
Thank you for coming here and it´s your first time too. It´s nice as you are here on your own without an invite and that is impressive @mmenyene Thank you very much.
Thank you so very much
I appreciate
Thank you so much for joining us for the first time and also your beautiful contribution to the topic of discussion, we look forward to having you around for our next samhangout.
Thank you so much too.
I appreciate
@deraaa @B0s @merit.ahama @peaq @monioluwa @brightdavid @stevenson7 @obrisgold1 @jaydr @mayorkeys @wolfofnostreet @readthisplease @young-boss-karin @tukem1 @k-banti @iskafan @chosenfingers @onwugbenuvictor @monica-ene @heskay @etiboy56 @doziekash @chincoculbert @funshee @omosefe @ozohu @attentionneeded @popmanj @estherscott @vickoly @gloriaolar @pianokills @hepziba @tblings-art @anissignature @ijohnsen @manuel6 @khaleesii @kenechukwu97 @abidemiademok21 @otshotz @blezyn @uzuka @mrenglish @bbjmed @uddydan @reineesmay @b0s @prechidi @joydukeson @benii @henryce @nkemakonam89 @zestimony @surgeoncaspar @kingobonnaya @royalpeek @sekani @olawalium @drstrings @ajumaa @blackavalon @jachy @samostically @treasuree @dimmablogs @glorydee @quduus1 @obaro @temibot @hivedeb @stefanovah @adaezeinchrist @kierydearie @khingstan @emreal @moremoney28 @justfavour @herbae @temmylade @princessbusayo @geelocks @actordontee @cescajove @adeife2 @etorobong @jannaforyou @amiegeoffrey @schola.kosy @busk1999 @redna @etiboy56 @jmis101 @queenstarr @yinks @empressjay @marajah @ovey10 @anthony57 @mercytosh @cleevesh @sharonia02 @balikis95 @ibbtammy.
Please do notify us if you want you name to be added or removed.
Thank you very much for the Sam boss
My guy, my guy. I saw there's a new feature on peakd where u can tag alot of people and put it as one line. I'm not sure how that work. Anyone does?
Really? I guess I need to learn that one too. Hoping someone would come over to explain.
Yes you need to
Hmmmm I never see that one yansh before lol...
See this post here
https://peakd.com/hive-157286/@stayoutoftherz/reminder-round-3-of-the-hivechess-tournament-s15-friday-20h-gmt
Hey fox
Which stage Una dey now
Late comer
Where are you all my guys
You did not mention my name oh! Hahaha 😄. Do go worry, we don land like land Rover. Make you go vote tomorrow oh!
You didn't tag me either
There is God oo 😂
I am tagging you now! Oya, where den nkem? Waka come oh! Hahaha 😄. No be you want tagging?
Hahaha 😂 o.
I no want again
😄😄😄
I am here now
Hahahaha.... here we go again this weekend... I can't wait to read everyone´s opinions on this topic for the weekend. Come on guys, let´s come over to share our ideas on saving and spending.
Thanks for the tag, Sam..
I trust you to dissect the topic
I dey vex too
Una no see me Una no tag me since yesterday
Hahaha... I think it skipped my mind because I don´t know how I forgot to add your name. Sorry about that mama 👏
We don come again.
Yes ooo, you are the one handling next week´s topic ☺🤸♀️😎
Come gimme sense to talk. I don use my own take chop sikin
Funny babe🤣
Na to go stage remain like this. How far, you tfare?
Haa 😂😂
Leave me oo
@sam.hangout thanks for the tag
Ok who miss me 😂 @quduus1 how far my man
You are welcome, moremoney. Wetin you bring come for us?
He brought more dollars
I brought kiss for you darling 💗
Na me miss you pass. I don dey look for you make I buy food stuff, I no see you. More money!!!? I dey hail you oh!
Hahaha 😂😂😂
Keep looking for money 🤑💰
U will find more money
I didn't miss u either
Thanks for this week again oh! Na only sakpa dey catch people wey den never comot. Hahaha 😄.
Sam, na you try pass. Keep it up.
Break CBN office and pack money 🏃🏃🏃🏃
The number you dail is switch off. Please don't try again later.
Hahaha 😄.
You won send me go prison. You no be better person 🤭
Please add me
Hey Sam
It's Saturday
I was so busy yesterday since today is election
I had all my Saturday food shopping and cooking yesterday...here I am now..let me join the party 🥳🎉
.no time
Abeg try dey tag me too. Na so I for miss today hangout like last week.
Oh wow 😮 it's been awhile in here.
Thank you so much Sam for the tag 🤗
Thank you so much for tagging me, though I couldn't make it..
I don't think this is a question anyone should say no to, yes we should try our possible best to save a lot if you are capable, and if one one is not capable to save so much, there should be a particular amount you have to save daily.
Saving is a good habit cause it prepares you for future arising matters. One would be able to sort out impromptu happenings
Yes, saving is important because of emergencies that may arise later when we do not expect.
Exactly like now my laptop is bad, but I don't have the amount the repair it , hopefully after I sort out some other thing with the savings have, I can then save to repair the laptop later on.
If I had enough savings I should have fixed it up immediately
Don´t worry, you will get your laptop fixed soon. Saving is always the best.
Yeah I will, thanks. Saving is the best sure
Yes...I can actually fix it for her
It's my new skill🏃🏃🏃🏃
Doh you go see money fix am, but no be every problem we go dey dig hand for savings lol, but it's very important to save because e get why
My own savings is for any emergency, no matter what it is and that is the reason why I save, you can save for what so ever reason
Yes that's true sha.
Yes
Exactly 💯.
My savings even my inner spirit is not aware of the money 😄😄
Na so, I am planning to even do a particular savings that I will lock for 1year
Let me fix it for u
I started fixing laptops today 🏃🏃🏃🏃
No oooo I don't want let it be there 😂😂
Hahaha 😂😂
How do u save when u have so much bill? Any strategy?
It is highly important as it saves one from some unforseen circumstances.
Na good thing you talk Solomon descendant
Even if you can make it daily make sure that immediately salary enters that you set aside something for the rainy day.
Me that don't have salary nko? I do daily saving from the house allowance given by hubby, and sometimes whenever I trade my hive, I save something.and since it's on fixed locked I can't get it out till the time reaches
Chia na you save pass, because you go buy salt 10 naira save 20naira come sell hive join hahahahah.
My dear it's good to save no matter how difficult it is.
Heheheehehehehee you are not serious 😉 well I sha try my best.
Lol
And sometimes after saving for a month the money still goes to buying food items at home, so you see
That's where love for the family comes in, you won't want your family to go hungry because you wan to save, it's not too easy to be a wife
Exactly, that's the thing
Exactly 💯
Many times, I touch my savings because of my family
Hahaha 😂😂😂
I laugh in Biafra
Ah 😁😂😉
She just dey enjoy
Awww 🥰
Make Ur hubby be my hubby too
I need daily Savings from hubby wey Sabi 😄😄😂
😁😌 oya come and carry him, his wahala asef don too much
Hahaha 😂
Better
Most of my savings are daily as well because of my business.
I don't think I can do daily savings though
Daily savings is quite easier for those who are into business as they earn on a daily basis.
Saving is a sure deal just that sometimes, too much bills will limit many people to do the needful
Yea, sometimes I feel reluctant to take out of the money that is not even enough but then I realize money is never enough, responsibilities keeps setting in somehow
You are absolutely right but then not everyone earns daily, some are in a weekly basis and some are monthly but the most important thing is to save and be prudent in spending.
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Good evening friends. It's a good feeling coming back to thus hang out again. And this weekend topic is quite an interesting one.
My experience in this matter of saving started when I turned sixteen. I can remember vividly how my late father took me to a mortgaged house (kind of commercial bank) where I could start saving. I opened an account and was given a passbook. The sight of the passbook along with my meager savings was so encouraging. That has been my lifestyle all along. There is something about savings I want to show you.......just come along.
Go To The Ants
The little animals, or rather should I say insects are known for resilience and hard work. They labor throughout the dry season, gathering seeds deep down under the earth. They do this so that when the rainy season comes, a season that can not withstand. They prepare so much for rainy days.
Simply put, there is wisdom in saving. No one expects or looks forward to a period of need to spend money to save life or bail out oneself from a dangerous situation, but one has to prepare. And the only way to do that is to save.
I once had a younger neighbor who wanted to drive his car after secondary school he started saving half of his pocket money in the hands of his mother at that tender age.
How Much Can You Save?
From my little knowledge of personal economics, an individual could escape poverty when they have up to 25% of their net income.
This has to be by individual discipline. Without which one may not be able to account for what his or her money was spent.
The need to only get what would satisfy your need and not want. Remember that human wants are insatiable and no matter how you satisfy your present desire, you will always want more like Oliver Twist.
Some Friends
There are funny friends who I can call a negative influence. They will tell you It doesn't matter. This phrase is common such that until have finished the money you have, they won't allow you rest. This is why thr issue of financial discipline comes to play.
Wow,, you talk true sir. If one needs to have the knowledge of saving, go to the ants and learn from them. Also, one would escape poverty if one is disciplined to save up to 25% consistently. Of course, this has to come with dealing with budgeting and spending. In the future, one will come to appreciate the fact of saving at the right time. Thanks for sharing your idea on this topic.
Thank you so very much.
The power to save is a propensity to break the chords of poverty.
They day I read very well about the ant I learned more about saving and industriousness, I also learned the importance of making wise use of any moment which includes the time we should start saving, is not good to keep procrastinating on what we want to do.
Thank you so much. The message is understood.
Ants could be small but their reasoning is worth emulating. Time is a precious gift that we ought to use wisely.
A minute is very important in our lives
Yeah. It is.
When such information is spread, everyone should take their portion from the lot.
Of course procrastination is really a harmful habit which should not be cultivated.
Wow...the Economist have spoken to me
25% looks cool
I love the ant illustration u used
Saving from 15 years of age? I respect Ur dad
Economist kwa..... I just spoke out of my experience....but its nice to see that you grabbed it.
I think we should teach people to save. A piggy bank for the kids could be a starter.
Then that your experience is the deal because you have actually spoken well.
I salute you wisdom and sense of illustration.
Piggy bank is actually a good idea and a children account isn't a bad idea as well
Yeah
Children account is a great idea.
He is the real Odogwu.
Parents as of that time will rather get you a piggy box.
Why not consider a financial mentorship. All this wisdom no suppose dey for just one person na, you gat spread the gospel around. Sense overflow hehehe.
You are absolutely right, saving is very important and one needs to stay out of negative influence because those kind of friends are taking their savings and investments serious in the closet.
Hmmm.
Another secret, revealed.
They could be having a great deal of savings in their closet.
Sure, it's just the truth.
People can be so unpredictable. Have seen lots of cases like that
Una good day ooo. I greet both my oga's and pikins in the house. How una de my fellow filfo. Hope say this cash wahala nova make ona run mad finish cos this life, wahala no de finish.
Haha omo see rhyme ooo... I don turn songwriter finish. Ona wan near ram. For where. Who de who de... Who de zuzu.
For the topic wey awa otutupoyoyo bring come like this, e first weak me as i sidown de look. Ololo come here first, how you wan make I see sepe buy if I save shingbai? But as e be sha make we de look.
I believe se as sudent, to de keep moni from allowance na wetin Solomon go do. Oya clap yourself if you de do am. You don get sense finish. No lele. You sabi.
We sabi wetin to de keep money de do bah? E better make person get moni for emergency reasons na abi how una see am. No use hello Paale and Maale kee your parent. No be only you de born.
Make we talk se dem de give you #100 for allawee de try get sense save #30 as per se that saving fit epp your life especially when those yeye lectures dem bring assignment wey go rekilll their ancestors dem. As human beans wey you be try de use your sense especially this time wey insecurity full ground like bazooka.
Me I no collect allawee wen I de skool. I be certified hustler and I de save for the little wey I de earn. Me also like to be save money because e don epp me achieve somethings wey I get. Try de save with purpose so e go boost your morale sef.
I no be your ancestors Solomon. Sense no fit too de wetin you read but as you see am so... Ntooorr. I don talk am. Make ona make way i hear se tuelele sepe don land for arena. Before I comot. Who get loud?
Dis na correct yarnings. Nothing pass make guy man dey save money for emergency. Nah wetin life for be that. So that when our may dey spend money we no do dey talk excuse.
Naso.. if we wan enjoy this life... na to save at the right rime.
Gbam!!! You don carri sense finish.
Yes oooo. Any pesin wet no dey save, nah him go dey beg from pipul wet save. Nah sense person go take follow.
E nor good make pesin dey chop with all him fingers.
You get ✌ so person go reap bountifully
Na true my guy. You carry Solomon brain. Go collect 1 zobo.
Ahaha. Only one zobo? You for add 2 puff-puff make e for take balance.
No mind me jare. Loud don finish me. You go fit add sepe and babadu make I use am hold body.
😓😅😓😅
I fear you ooo. You dey enter loud? Jeez, naija babes no dey hear word.
Word of the wise no de wise again. Make una no vex.
Abi make person dey look like stick.
Savings is actually good.
Chai,,, you don stay for thug area, walai....😂😂 you be typical naija babe wey dey blow pidgin still dey find loud to boost brain.. Nawa oo.. who be this pikin.. na who born you? 😂😂
Nawa oo... you no collect alawee when you dey school and you still dey save inside hustle.... I give am to you.. you be correct babe.... saving better ooo.. make everybody use their head because emergency fit show anytime and many times we no go see people borrow us money and we go come dey tight area....no allow poverty kill you before you no say to dey save na better option. I kukuma enjoy your story babe... yarn more abeg... 😂
Omo na only God know how de born me ooo. Cos my male sef taya.
Nasso we see am oo.. Make person hustle with brain before e go turn workmonger.
Anyhow e de make we de rock am de go like waist. Who get ear make hear.
na who get hear make e hear truly
Naso my otututupoyoyo.
Na better pikin she be she no fit slack check am well
If you no be hustler wey Sabi save for niger your name na sorry because e get time wey everywhere dey red you go need to deep hand inside pocket but if nothing dey there wahala don come be that.
Na e de make people de do Yahoo, ritual. Wey mouth dry ehnn you go fit do anything if you no get conscience oo.
Na so naa las las e go say God abeg na my enemy cause am
Enemies sef don suffer even when dem no de involve dem go still call their name.
No mind them
Na frustration dey lead some people into it.
Swears
And that kind wahala na something wey person suppose avoid because e get sometime wey the urgency go dey base on investment.
You don talk ooo. Congratulations you don successfully burst or brain for this matter wen sup like. Your comment con dey gemme joy. Abeg where you from bos out sef?
Hahaha 😂😂 o
You too saw what I saw? 😄😄😂
I don't know what we saw, but it seems I saw it ooo
Wetin you saw? Make ona try dey explain oooo before I wack you agbado and boli wey go generate electricity.
Omo. Abeg do small small.... E von dey do me as if say na loud dey Waka for yah
Haha. Aba calm down my nigga. Loud no be oshofree again. Cash no de una kwantry
Ona don start abi... No comot me for set ooo. I no go gree
Omo na inside maale belle ooo. I puff comoy for her mouth. Na true I yarn oo no be say I de talk like because say I take loud. Na true true.
You see that joy suntin na the ogbonge ingredient wey no de market. Anywhere you see am, my guy grab e buttocks
Murderer.....😂
Shhh... No too loud am.
See this full blooded naija woman from head to toe😄😄😂😂
How you take dey write this pidgin like this 🤔
Well, I understand today's pidgin
I don get sense now oo 😂
No matter the bill, I dey save tiny cent incase of emergency...me too didn't not see pocket money then oo 😂
Omo see better pikin fine chinchinee pepperoni. Your head de dia jhoor. You no get problem ooo . omoge wey get sense. Solomon descendant. You don do well
We even plenty wey no see pocket money but really it wasn't easy at all o, shuffling study and hustle together.
Ajeh all legit hustlers gat make am by God grace because it wasn't easy one bit plus make you still come get responsibility join, the self-starving no be for here but it was worth it in the end.
Biko savings is highly important o, let who that has ear hear
See as sense full one person brain 😊 hehehe
See whining. Ona don start again... Senkiu Baby lolo
When you no be generator, how I go dey whine you 😂😂😂
Wetin De my body pass jarking. I pass generator
Boss of the bosses, this your pidgin sweet me o.
Your points are absolutely valid 💯
Hehe... Me wey still be learner. Ogbeni no whyne me
Learner pass learner
Okay o, boss of the learners 😂 😂 😂
Haha... Your matter still de screening
Biko panel of judges, reason the matter very well
We still de reason am.
I was once a spender, I never thought I will be able to save because then I only buy buy buy buy at some point in my life I learned to save in a hard way, I had an emergency that requires money and I had no kobo I had to borrow from people who saved and I paid back with interest after that I started saving no matter how little.
I save with insurance company and I also have a piggy bank under my bed were I save little amount on daily basis.
It's very important to save for the rainy days, even ants saves food during dry season so that they can survive in the rainy season.
#leothread #samhangout.
Experience is indeed the best teacher
Nawaoo 😄😂
Now u know better
Save
Save
Save!!!
Lesson learned the hard way. E better make person de save. So how far. How much de your piggy bank naw make we use am shayo small.
That piggy this year e never make better sense because of this old note and new note wahala wey dey Nigeria. How you dey do your own?
But suntin sha de dia. Ogbeni do giveaway jhoor
Hahahahah hahahahah hahahahah make I think am first, give away na sure banka
Make ona make way ooo.. Bazooka de come better ororo wey de make body de shine. I loyal.
Haa! 🤣🤣🤣👍
U want to know how much? Lol
My eye de red. How much you sef don save?
Alaye spender 😂
Na me be that... How far. Shey you sef de save.
Over saving sef dey worry me.
All thanks to my savings, na wetin dey raise me be that ever since I was robbed.
Oya send me money to buy ofio
You na boss na. Make I dey pour water inside a big ocean 😂
You learned the lesson the hard way and that alone is enough for a person to wise up to do the needful. Most times you might not even get help which would leave you stranded and you start regretting if you had been saving before now.. Nice, you took up saving and it is helping you in times when needs may arise unexpectedly. Thank you for your response.
Am telling you, at some point there was no helper I now remembered that I should have been saving and would have had money to deal with my problem.
That is the beauty of saving.. It saves us when we need money urgently instead of stressing ourselves asking and borrowing from other people and the sad part is most will tell you, I don´t have.
Sometimes experience teaches us to do the needful
The spending lifestyle is always sweet but when you see your account going red without nothing to fall back to, person eye go clear.
Both topics are really good and interesting as well so I must surely par take in this contest.
This is not a contest as you can just share your opinion here in the comment section. We will be expecting your entry so we can all earn from you too. Thank you, Princesshope.
Thank you too dear
We are expecting your entry
My entry has been made already.
Oh... good
Thank you for stopping by Hope, but this is just an hangout where we discuss so you don't have to stress yourself about thinking so much of what to write. A little contribution to the topic provided is all that is needed 🥰.
We look forward to having you around for our next samhangout.
After no problem.
Halo my filfo. Ona de yia when dem talk say make pidgin speaker bring talk come. Ona go speak on loud or sepe? Haha.
I don bring my ogbonge question oooo, .. No fear sha. Na English no be pidgin.
"It is not uncommon to face problems in relationships, but what would you consider a deal breaker in your relationship with family, friends, colleagues, or an intimate partner?"
@Samostically , @starstrings01 and @hopestylist
For me that would be when you are unproductive as a lady. I can tolerate anything else. But you see that word called unproductiveness I can't.
I love it when my partner can think and solve problems for herself. And when I have an issue I talk to you and you give me possible suggestions for a solution. Not that you will just sympathize or become sentimental without a solution.
If I notice my partner is that kinda person and I talk for like three times without changes or a move to want to make effort to change. I'm calling it off.
Abi she go full ona Dm with sticker so una go turn sticker bearer. No be small.
We go see next na bah?? Make you spice your answer well ooo. Dem se na me go choose winner. Make una start to de bribe me with sepe.
Just make me winner first, you go see watin I go do. I no one loud am mk another person con do am
You don win finish. Jus calm down. No wori, I no be Nigeria politics I no go do like EfCC
Sure, you have got some valid point in here.
This is me actually, any sort of relationship that is not beneficial to my growth and progress, I simply cut them off.
At the end of the day, you will be suck because of their inability to grow.
Sure, more like we are of no significant use to each other.
You can say that again
Hmmmm
This topic is deep oo🤔
Na 5 bottles of sepe and cold diluted zobo de talk.
Nice one babe, noted!
Shikin flavour don stamp am ooo. Make ona con see.
Lolz, you Sha funny 🤣🤣
😝😝😝
Please shift already 😂
Shifter😝😝😝
This topic gat me.
This is going to be some interactive and educative engagement. Na to carry my chair with a bottle of four cousin and pepper ponmo come here, come learn.
Abeg bring bed too... I go like relax my spinal cord
Water bed go make sense
See better pikin.
✌💯😘
On the question of Whether I am a saver /spender, I am a 100% saver. But wait who wouldn't want to save knowing that unexpected things happen and conditions change too.
Saving has been a habit I developed right from childhood days. No one thought me that, I just found myself doing it.
I remember in my primary school days, my old math set then was my bank. Each coin gift I get goes in there, sometimes I take out some to buy stuffs like sweet, puf puf, eko (agidi) and the rest.
Till date despite having a savings bank account, I have a piggy bank where I save too.
One Surprising thing about habits is that people who know that you have such habits will always need your help in such areas.
In senior secondary school then, I and my friends decided to be saving money and I was the one selected to be keeping the money. Hahaha,
See my girl is dropping points o😱😂
I'm proud of you sis🤗
Thanks dear.
Ur first paragraph question...babe, some people eehh, savings no dey their dictionary 🤣😂
It's a pity then, because I wonder how they will handle the unexpected, maybe they will go borrowing.
Hahahaha.... you made me remember the math set.... I kept my money there too and would always carry it wherever I go because I was always happy seeing that I save and had lots of money even though I spent it on goodies in the end. Lol
When one cultivates the habit of saving, trust me, it would be hard to back out of it because it is what you have trained yourself with. It is always good to save.
Jeezzz, so I wasn't the only one who hides money in math sets, hahaha😂
Learning a savings culture is very essential, and should be taught at homes from tender age.
Thanks
Yes, you aren't the only one 😁
You are welcome 🙂
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On the issue of saving for students. Despite the opinion of the majority, I feel one must earn before you save.
To be realistic, do you expect a student collecting an allowance of less than 10k a week to save
A Student receiving less than 10,000 naira as allowance will have to consider the following.
Buy foodstuffs Pay utilities School dues Some vital personal care.
At the end of the day, there's nothing left to save.
Instead of saving, one would rather think about the best way to spend judiciously, and how to get a side hustle to earn more before one can think about saving.
Not that I'm against saving, as a matter of fact, I support it with my full chest. But then saving entirely depends on what a person earns per time after removing vital expenses.
It's easy to save when your sponsors give you an average income and your school/environment doesn't suck Down expenses.
You can check out my thread here
#samhangout #leothreads
Wow
I love Ur view on this
Some students get enough allowance to really save well while some have insufficient funds...
In this case, the savings stuff differs from one student to another
My point exactly....
I love your perspective on this..
Me, I feel say saving takes discipline and even if a student collects 10k weekly, if he wants to save, he will and still manage to spend the rest with the remaining one. It´s all about being disciplined. Even if one removes #200 to save weekly, it will be something in months to come, that is if such a student is looking at it for the long term, even having to spare something in case an emergency shows up and there is no money elsewhere. So, it all amount to discipline and focus.
To be realistic, that level of discipline often comes when there's a goal to achieve. Or you have a piggy box you use.
I never used piggy box oo 😅
You can help Africa to save then
Talking like this doesn't mean I don't like saving or I don't save. As a matter of fact, I strive had to spend on my self because I love to always plan and set my priorities right. It's as though I'm already use to saving so much that when money comes into my hand, it already finished in my head after I sort out bills as I also count the money I save as spent.
Just like one must earn before they spend. One must earn before they save too. Except your allowance is much, and you don't have real life priorities and goals, saving ain't for the weak
It is definitely not for the weak because it takes determination and focus
Yes indeed it does
I be won talk this one for English before but @balikis95 don do, now English no gree enter mouth again....
Still on this savings matter, Now now I just withdraw HBD when I dey save since last month because e get matter wen burst for school wen go chop like 10k for my hand.
How wish I no get savings how e for do me like this, na so I for dey find 10k wen nobody for gree give me....
So with this few points of mine, hope say I don successfully confuse as I dey try convince una say e dey good to dey save.
Before I go, e get one of my padi wen I won invite like this....
Oya @barryjennifer show face for here, make we cash small cruise.
The fact say na pidgin you dey use explain dey do me tinini for belle 😹
E good well well to dey save sha..thank you say you invite me for here, I believe say we go catch cruise indeed😹
Hmm... can you see the wonders of saving? If you had been withdrawing all your HBD without seeing reasons to save it just in case something might show up, you may not see such money today.
You're definitely right on this
That's the importance of saving. Had it been you were just withdrawing as you are earning, what would you have fall back on? As no one is even ready to borrow as this country matter be now
Ahswear, I for dey cry like this
A whole Odogwu 😂 😂 😂
Saving money is one of the most important financial habits that everyone should cultivate. Regardless of how much you earn, it is crucial to develop the habit of saving money regularly. The reason is that unexpected events can happen at any time, such as losing your job, unexpected bills or even worse, your business could be robbed. This is exactly what happened to me when my newly stocked up shop was robbed and I lost everything. Fortunately, I had some savings, which has been helping me to take care of my mum's health and some essential needs, pending the time I will have a means to start afresh.
Saving is essential for several reasons. First, it helps you to create a financial cushion that you can rely on in times of need. Emergencies can happen at any time and you need to be prepared for them. Having some savings can help you to cover unexpected bills or expenses, such as medical bills, car repairs or home maintenance.
Second, saving money can help you to achieve your financial goals. Whether you want to buy a new car, go on vacation or save for your retirement, having some money set aside can help you to achieve these goals faster. It is much easier to save when you have a specific goal in mind, as it gives you a sense of purpose and motivation.
Third, saving money can help you to reduce financial stress. Financial stress is a common problem that affects many people. When you have debts to pay off, bills to cover and no savings, it can be very stressful. Having some savings can help you to feel more secure and less worried about your finances.
Finally, saving money can help you to build wealth over time. The more money you save, the more you can invest and the more your wealth will grow. Investing your savings wisely can help you to achieve financial freedom and live the life you want.
In my case, my little savings has been helping me to take care of some unavoidable needs after my shop was robbed. They left with everything in the shop and I was left with nothing. However, thanks to the little savings I had, which has been covering some gaps. My savings provided me with the necessary financial cushion that is helping me to weather the storm in a way.
In conclusion, saving money is a vital financial habit that everyone should cultivate. Whether you are saving for emergencies, financial goals or wealth-building, having some money set aside can help you to achieve your objectives faster and reduce financial stress. So, start saving today and you will be glad you did.
Savings helps to provide financial support and security. Sorry about the goods that were stolen and thank God you have been saving, not knowing something like this would happen. No one ever prepares for unexpected events but preparing something ahead like saving will save one because at that moment, you might not see help from people and even if you do, it might not be enough to do things you want to do, but when you have money set aside in your savings, it gives you that assurance and control over your money.
I hope God help you recover all that was stolen. Thanks for your opinion and your story too.
You are right though, who would have helped with everything one is passing through in this country.
People are really struggling and it's been all man to himself, sometimes last week when I needed to get my mum food stuff and drugs then I wondered, if I had not been saving, who would I had run to for help.
It's always good to save, it gives you some sense of entitlement as you don't need begging and explaining yourself to people before they can borrow or gift you cash.
If am a Spender or Saver? Of course yes. Am a Saver. I inherited my saving attitude from my mum so saving is my habit. My first time to participate in Hive Naija contest.
Awwn awwn you are welcome to the family, do well to always join the engagement. You can also notify @sam.hangout to always tag you whenever the engagement is out.
Thank you so much.
You are welcome
You are welcome to the hangout. We would love to see you around next week too.
Saving is always the best option for everyone because of how useful it is for the future.
Thank you so much.
Thank you so much for joining us this weekend, we look forward to seeing more of your contribution to the hangout.
You're most welcome.
👍