@blocktrades I agree 100%, more work.

But imagine you have 1 social media wallet in the future ( Hive). You collect there your tokens. At some point, you need the money and don't want to sell your valuable Tokens, because you love the chain, and like social media is, it's a part of your life.

So what you can do? A loan you can lock up 10x more worth Hive from to HDB. You don't pay the loan back? Doesn't matter because the hive is in this case gone.

With larger pools, people can together invest to make the "Hive stable coin"real stable and can also earn some % with their liquid Hive.

Print sell, Burn buy.